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Is a Semi Truck Accident Legal? The first thing you must do if you're in a semi-truck accident is to stay at the scene. Take photos of the vehicles and environment, and talk to witnesses. Drivers of trucks who make poor choices such as texting and driving too fast, speeding or ignoring the trucking laws could be held accountable for accidents they cause. In many cases, the business who owns the truck may be responsible as well. Insurance Truck accidents can cause serious injuries and even damage to vehicles and property. Due to their huge size and weight, commercial trucks often carry multiple layers of insurance to compensate for the damages. If you discover that the truck driver who hit your vehicle did not have insurance, or only had the minimum amount of coverage required, you might feel like you can't get compensation for the damage you've suffered. This is where a seasoned semi accident lawyer is needed. They can investigate your case and determine other sources of compensation including the trucking carrier or the owner of the truck who hired the uninsured driver or let them use their vehicle. A lawyer for truck accidents may also look over your auto insurance policy to determine what other insurance coverages that may apply to your accident. Medical payments (also called med pay or Personal Injury Protection) may cover a part of the medical expenses you incur, depending on the insurance laws in your state. In addition, some states require UM/UIM (uninsured/underinsured motorist) coverage, which pays for your losses in the event you are injured by an at-fault driver who doesn't have any or enough car insurance to cover your damages. A knowledgeable attorney can also aid in speeding up the settlement process. They can help you recover faster after a truck crash by working with the insurance company. A lawyer can help create a demand package that includes all of your expenses and help you determine the value of your claim. The value of a car accident claim is contingent upon a variety of factors like the extent of your injuries and associated treatment, property damage and the amount of pain and suffering. The higher the value of your claim, the more significant your losses will be. There are other variables that impact your claim's value including the type of truck, the conditions of the weather, the driver's and trucking company's history and many other. The process of determining the value of your claim will require a series of negotiations. The long it will take to receive your settlement will depend on the amount you request for and the insurance company's willingness to accept a settlement. Damages The results of truck collisions with passenger vehicles are often devastating. In addition to serious injuries and long-term disability, semi truck accidents can cause major property damage and even death. Victims who are able to prove that the trucking or trucking company were negligent may be able to claim compensation for their damages. A New York City truck crash lawyer can help you sue or submit an insurance claim to the party at fault. Contrary to other motor vehicle accidents, which typically involve only two parties, truck accidents typically have multiple defendants and complicated legal issues. For example, a truck driver's insurance policy and the one of their employer might need to be contrasted. Additionally, trucking companies might have rules and regulations that need to be adhered to. A knowledgeable lawyer for truck accidents can analyze all of these factors to determine who's responsible for your damages. Victims of semi-truck accidents may seek compensation for both non-economic and economic damages. Economic damages can include past, present, and future medical expenses and lost wages, as well as repair costs for vehicles, as well as vehicle maintenance costs. Non-economic damages are a little more complicated and can include things like pain and suffering as well as loss of enjoyment from life, and mental anguish. The amount of compensation that you receive will depend on how serious your injuries are as well as the impact they have on your life. Your lawyer will assist you in determining which damages are appropriate in your particular case and will fight to get you the highest settlement possible. They will also ensure that any settlement you accept is sufficient to cover your current and future expenses which include lost income as well as medical bills. They can also look into the options of getting pre-settlement funds or legal financing that can be used for paying for your expenses while your case is pending. Your lawyer will also be a skilled negotiator and will negotiate with the responsible party to maximize the settlement. They are knowledgeable of the types of evidence to collect and have access documents like black box data, driver logs, and GPS devices that can be used to demonstrate that the trucker was negligent. They can also help identify other individuals who could be responsible for the damages you have suffered, for instance, the owner or the employer of your truck. Liability Trucking accidents are among the most dangerous on the road, and a crash with one of these huge vehicles could have devastating consequences. Since trucks weigh as much as 80 tons, they exert massive force when they collide with other vehicles. This could cause extensive property injuries and damage to the body. A New York City semi accident lawyer can assist victims of these crashes get the compensation they need. In certain instances the semi-truck driver can be held responsible for an accident. However this isn't always the situation. If it is proven that the trucking company they're employed by made them meet unrealistic deadlines or cut corners on maintenance and safety, they could be held liable. The owner of the truck could also be liable if they leased it to a trucking company rather than owning it directly. The evidence in a truck crash case could come from multiple sources such as the police report and witness testimony. The driving history of the truck driver and prior traffic violations could be crucial pieces of information. In some cases, a crash may result from a defective part which would render the manufacturer liable. A lawyer can help you pursue product liability claims in these instances. When filing a claim it is important to document the amount of your damages. This will include your medical expenses and other financial charges, as well as your non-economic damages, which may include pain and suffering as well as loss of enjoyment. These damages are determined by how your injuries have affected you, and the at-fault parties should be held accountable. A New York City semi-accident lawyer who is experienced can assist you in determining the person who is responsible for the accident or injury. They can gather evidence such as witness statements and police reports and look over the physical inspection of the vehicles involved in the accident. Photos taken at the scene of the accident may be extremely useful and can be a source of surveillance footage and expert testimony. Time Limits Semi-truck accidents can cause life-altering injuries. The victims of semi-truck accidents usually face high medical bills, severe mental and physical pain and also loss of earning potential. Families who lose a loved in a fatal accident are often faced with grief, loneliness, and other emotional trauma. Insurance adjusters understand that claimants may be struggling to pay their bills following a serious truck crash However, they should not take advantage of vulnerable people. Instead, the victims should hire a legal team that understands the complexity of these cases and understands how to maximize their settlement value. An experienced attorney in truck accidents will assist clients in collecting evidence of all legally compensable losses. This may involve providing evidence such as medical bills, pharmacy receipts, payments, mortgage and car loans as well as home cleaning invoices and medical reports. Legal professionals will also consult with victims' doctors to find out more about the long-term effects and to enlist economists to calculate future anticipated losses. A Bronx trucking accident lawyer will identify the parties responsible for damages. It is usually a matter of proving the defendant violated his obligation of care. This could include failing to perform regular inspections, or improperly loading or securing cargoes, violating the hours-of-service regulations, or other negligent acts. Accidents involving trucks can involve many liable parties. allentown semi truck accident lawyer could have their own defenses against liability. A truck driver, for instance might be able to defend against accusations of negligent driving by arguing they were in compliance with federal driving laws and crashed as a result of a fault. A trucking company, on the other hand, could be held responsible for a crash that they failed to properly maintain their trucks and vehicles or employed a negligent driver. Some states have strict legal limits on when injured claimants may start lawsuits. Claimants who accept lump-sum payments from insurance companies could waive their rights to receive further compensation. However an experienced truck accident lawyer could help claimants obtain temporary financial relief without waiving their legal rights.